Saudi MCIT features Ghanem’s AI work. Understand the difference between fractional ownership and Muder usufruct contracts, with ministry and media sources.
On 5 October 2026, Saudi Arabia’s Ministry of Communications and Information Technology (MCIT) featured Ghanem, the company that owns and operates Muder. The ministry said Ghanem uses artificial intelligence to automate the fractional property ownership journey and improve customer experience and operations. Read the ministry’s original posts on X and LinkedIn. The posts name Ghanem; they do not separately describe Muder or its product.
Fractional ownership concerns an interest in property under the structure and documents of a particular offering. A usufruct arrangement concerns defined rights to use or benefit from a property for a stated term, without ownership of the underlying asset. Muder focuses on usufruct contracts for income-producing real estate in Saudi Arabia. It would therefore be misleading to treat MCIT’s description of Ghanem’s fractional ownership work as a description of every opportunity on Muder.
Whichever route a customer considers, the useful questions are concrete: What right is being acquired? For how long? What are the fees, risks, expected distributions and end-of-term arrangements? Technology can make information and steps easier to follow, but it cannot change the legal nature of the right or guarantee a return. Read Muder’s terms and the documents for any individual opportunity before deciding.
Inc. Arabia and Jawlah reported on Ghanem’s $7.1 million investment from Al-Romaih Group, while Arageek profiled founder Saleh Al-Ghamdi. A Ghanem press release carried by Business Wire covers its fractional ownership launch under the Real Estate General Authority’s regulatory sandbox. Business Wire carried the company release; it is not independent reporting. These links concern Ghanem and do not imply that every publication covered Muder separately.
Download the app to follow news and new opportunities as they land
